The exchanges are scheduled to open for business on October 1. While some delay is possible, the government believes the timing is on track. When they open, you will be able to start shopping for an insurance policy. If you buy one, it will take effect on January 1.


Robert I. Field, Ph.D., J.D., M.P.H. is a professor of law at the Earle Mack School of Law and professor of health management and policy at the School of Public Health at Drexel University. He also writes for The Field Clinic blog.