Horoscope: Nov. 15

ARIES (March 21-April 19) Whether or not you think you're good with money, it's something you have to deal with at every juncture of life. Establishing a few key fiscal habits now could make you far better off this time next year.

TAURUS (April 20-May 20) It's difficult to move the frozen minds of people who think they already know. Let them talk for a while, and really listen. Things will get flexible up there again.

GEMINI (May 21-June 21) It's not weak to circumvent an argument, confrontation or conflict - on the contrary. It's what people who plan to live a long, long time do.

CANCER (June 22-July 22) Your relationship with younger people may seem complex, but you could simplify it by reducing your number of rules to two: 1. Keep them from doing wrong. 2. Encourage them to do right.

LEO (July 23-Aug. 22) You want to move up, but you are so good at doing what you're doing that the ones in power fear they will not be able to replace you. Record your systems and practices.

VIRGO (Aug. 23-Sept. 22) Nostalgia is for people with good memories. You will likely be the one to recount stories, and don't be surprised if no one remembers things as well as you.

LIBRA (Sept. 23-Oct. 23) You may have a gripe with your ancestors, as some of your genetic predisposition doesn't meet with your approval. Yet, you have to admit that the talents they did give you are pretty glorious.

SCORPIO (Oct. 24-Nov. 21) It bothers you when people assume they could have done what you did had they felt like moving on the idea. Bottom line: They didn't act and you did.

SAGITTARIUS (Nov. 22-Dec. 21) Some people find it hard to be positive. They take their outrageous good fortune for granted. Not you; your grateful thoughts will be blessings on your life.

CAPRICORN (Dec. 22-Jan. 19) You are physically strong now, and this will help you on every level. You'll be a top producer at work, your personal life will percolate with interesting offers, and you'll have an attitude that keeps you in spiritual harmony.

AQUARIUS (Jan. 20-Feb. 18) As much as you'd like to remain neutral, the time has come for you to choose a side. People who stand in the middle of the two-lane road are only safe until someone swerves.

PISCES (Feb. 19-March 20) Regarding today's risk: You really can't lose, because even losing will put you ahead. You may try and win, or you may try and fail, but either way you're better off than the ones who didn't try at all.

TODAY'S BIRTHDAY (Nov. 15) It's a big year for your personal life. You'll start by getting organized, streamlining your responsibilities, property and life systems. You move into a new role in December. By January, you're off to the races with an ambitious project. April brings travel and a promise. Loved ones celebrate with you in February. Gemini and Virgo people adore you. Your lucky numbers are: 1, 33, 38, 7 and 15.