Sunday, November 29, 2015

What kind of insurance policies will be offered by healthcare exchange?


The insurance exchanges will offer four kinds of policies that will differ according to the generosity of coverage. Platinum plans will cover 90% of your expected health care costs. Gold plans will cover 80%, silver plans 70%, and bronze plans 60%. All of the plans must cover the same basic health care services, so the main difference will be in the size of the co-payments and deductibles. Of course, the more generous the plan, the higher the price tag will be.


Robert I. Field, Ph.D., J.D., M.P.H. is a professor of law at the Earle Mack School of Law and professor of health management and policy at the School of Public Health at Drexel University. He also writes for The Field Clinic blog.

More coverage
  • Will I see changes?
  • I am in my 20s. How will the law affect me?
  • I am between 55 and 64. How will the healthcare law affect me?
  • What is an insurance marketplace and how will it work?
  • Professor, Drexel University Kline School of Law & Dornsife School of Public Health
    We encourage respectful comments but reserve the right to delete anything that doesn't contribute to an engaging dialogue.
    Help us moderate this thread by flagging comments that violate our guidelines.

    Comment policy: comments are intended to be civil, friendly conversations. Please treat other participants with respect and in a way that you would want to be treated. You are responsible for what you say. And please, stay on topic. If you see an objectionable post, please report it to us using the "Report Abuse" option.

    Please note that comments are monitored by staff. We reserve the right at all times to remove any information or materials that are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, indecent or otherwise objectionable. Personal attacks, especially on other participants, are not permitted. We reserve the right to permanently block any user who violates these terms and conditions.

    Additionally comments that are long, have multiple paragraph breaks, include code, or include hyperlinks may not be posted.

    Read 0 comments
    comments powered by Disqus
    Latest Health Videos
    Also on
    letter icon Newsletter