Obamacare vs. GOP: How much would you pay in Philly area under each plan?

Paul Ryan explains the American Health Care Act at a March 9 news conference.

The vote on a Republican plan to replace President Obama’s Affordable Care Act was delayed Thursday as President Trump and House leaders struggled to overcome objections from their own party. But proponents vowed to try again on Friday. 

Compared to the ACA, better known as Obamacare, the GOP proposal generally gives less financial assistance to people who are older, lower-income, or live in areas where health insurance costs more (Southeastern Pennsylvania is pricier than South Jersey).

This subsidized private coverage purchased through the online government exchanges is  unrelated to Medicaid, the state-federal insurance program for the poor, which faces substantial cuts under the GOP’s American Health Care Act.  

Here are estimates* of what you would pay in premiums, after tax credits, in 2020 under the ACA vs. the GOP plan. For another perspective, here is a comparison of tax credits under the two plans.

* This analysis does not consider changes the House made this week that may provide larger tax credits for people over 50, because it is not yet clear how those funds would be allocated. It also does not account for extra assistance with copays and deductibles for lower-earning households that is included in the ACA but not the Republican proposal.


SOURCE: Kaiser Family Foundation