Poll: ACA plans get top grades but cost an issue

WASHINGTON - Most people who signed up under President Obama's health-care law rate their new insurance highly, but a substantial number are struggling with the cost, according to a poll released Thursday.

The survey from the nonpartisan Kaiser Family Foundation provides findings that both sides in the health-care debate can seize on. It's an ambitious look at people who buy their coverage individually; they're the ones most affected by the Affordable Care Act.

"The critics' view of the law as an unmitigated disaster is far from true, but it's not what advocates might have hoped for either because many people still have concerns about affordability," said Drew Altman, chief executive of the foundation, an information clearinghouse about the health-care system.

The poll found that Obama's law is achieving one of its main goals by covering the uninsured. Fifty-seven percent of the eight million people who bought a plan through the new insurance exchanges were previously uninsured.

But greater access to coverage has come at a price that's uncomfortably steep for many. Despite the availability of generous subsidies, 4 in 10 of those who bought a plan that meets the law's specifications said they had difficulty paying their monthly premiums.

Overall, employer coverage got much better ratings in the poll than did health-law plans, which are meant for self-employed people and workers without access through their jobs.

The poll found that 68 percent of people purchasing their own coverage are enrolled in plans that comply with the law's standards. But those same consumers are divided about the law's impact. Roughly similar shares say have benefited (34 percent) as report being negatively affected (29 percent).

The survey was based on telephone interviews April 3 through May 11 among a nationally representative random sample of 742 adults ages 18 to 64 who bought their own insurance. The margin of error is plus or minus 4 percentage points for results based on the full sample, 5 percentage points for those in plans that comply with the health law, and 6 percentage points for those in plans bought through the exchanges.