Harry Gross writes about personal finance for the Daily News.
DEAR HARRY: My wife and I got married last November. From what we have seen, we may either file our tax returns separately or jointly. We have heard strong statements supporting both ways. What's the real raw meat and straight whiskey on this?
DEAR HARRY: I had an embarrassing experience one recent weekend. I went shopping at a department store with two friends. When it came time to pay my bill, I gave the clerk a credit card. The card was rejected by the equipment, and the clerk said this in a very loud voice.