DEAR HARRY: I would like to report a crime. My son died 11 years ago. The life-insurance company never paid anything. I was so fouled up after his death that I didn't do anything. I always paid my premiums as required until I discovered the problem last month. The insurance company was collecting premiums from my paycheck for 11 years to which they were not entitled.
They are still investigating the authenticity of the death certificate and won't pay me the principal until that's done to their satisfaction. He was 34. What gives with these rich companies stealing from us poor working Janes and giving us the runaround? Help!
WHAT HARRY SAYS: Now, just a darn minute! The company did not know of your son's death until now. How could they have paid out the death benefit?
At 11 years after the death, the company is certainly right in wanting to be assured that you're not pulling off some kind of scam. Wouldn't you wonder about a claim delayed so long?