Erin Arvedlund is an Inquirer Staff Writer living in Philadelphia.
Only a dozen or so insurers still sell policies covering it, but one thing hasn't changed: Long-term care is still extraordinarily expensive.
Older Americans now carry debt well into retirement. And debt collectors are circling. Just ask Shirley Latham, 70, of Northern Liberties. She had to file a complaint with the federal Consumer Financial Protection Bureau after an unscrupulous dentist contracted debt collectors to try to make her pay for dental work he never performed.