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VIDEO

Your Money: Understanding Finance Charges

In part three of AP's series on credit card reform AP Personal Finance Editor Trevor Delaney explains how finance charges are calculated on your monthly statement. (June 24)

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Question: I've started trading futures and currencies. It's a small account, but I'm worried about the effect on my taxes because there is so much trading. Is there anything I can do about that?
New rules for Individual Retirement Accounts should induce you to see if 2010 is the year to convert any traditional IRA into a Roth IRA. It depends on when you'd rather pay the taxes.