Web Wealth: Retirement planning


These Web sites could help you plan retirement finances for yourself or for a member of your family. There is even one site that can assist you in preparing a retirement speech.

Yahoo. Retirement guides and calculators at this site help you figure out how much money you need to save, what to expect from Social Security, and the benefits and pitfalls of various types of retirement funds, such as IRAs. Of note are the "8 ways to ruin your chances to retire." These include adopting "ostrich-style" planning, and disregarding taxes.


AARP. What to do when "Grandma" moves in is among the offerings from the AARP site. There's a calculator to decide if a reverse mortgage could help you make ends meet after retirement, and a massive amount of information about how to amuse yourself after work is done - including travel tips and volunteer opportunities - and instructions on how to contact elected officials to advocate for yourself.


Simple saving. This site is designed for employers who want to set up 401(k) retirement saving programs. It was set up by AARP, the Financial Industry Regulatory Authority, and the Retirement Security Project. Managers and human resources workers may participate in Webinars and download a variety of "tools" to help them encourage employees to enroll in automatic saving programs.


Retirement speech. Tongue-tied about retirement? Check this out: retirement jokes, and even whole "free" retirement speeches are available at this site, called "Public Speaking Advice." It's got instant addresses, jokes, and quotations for recitation at birthdays, weddings, and other important occasions.



Contact staff writer Reid Kanaley at 215-854-5114 or rkanaley@phillynews.com.