Monday, March 30, 2015

Personal Finance


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Your stockbroker is not a "fiduciary." What exactly does that mean? Stockbrokers don't always have your best financial interest at heart.
Dave Ramsey: What’s your opinion on rewarding kids with money for getting good grades in school?
The Street:Ben Goldman, head of business development at Agency 2625, says Millennial trends have started slipping out of the Internet and into living costs such as clothes and food. "Many of my friends own ridiculous amounts of clothes and go out to eat five or more times a week."
GOBankingRates: According to the Tax Policy Center, 77 percent of U.S. households faced a tax increase as a result of a budget deal passed in 2013. This increase means the temptation to treat certain items as non-taxable income on a tax return is higher than before.
What can you expect, when your surrogate is expecting? Prospective parents may be willing to pay any price. But first, examine the sensitive financial questions behind hiring a legal, legitimate surrogate (by legal, we mean not a woman you found online).
GOBankingRates: Banks have to work hard to get new customers in the door, and many times a new checking account promotion does the trick. These types of incentives — whether they come in the form of free cash or rewards like airline miles — are welcome perks for consumers who are in the market for a new account; sometimes the promotion is good enough to even lure happy customers away from their current financial institutions.
The Street: Identity and refund thefts have gone through the roof thanks to tax scams pulled off with nothing more than an email account and a couple of fake websites.
The Street: March might be Women's History Month - a time to look back at historic struggles and gains - but with a good retirement at stake, it's better for women to be looking forward.
NEW YORK (AP) - HTC's flagship One phone has a lot going for it - except for strong sales.
CANTON, Mass. (AP) - Dunkin' Donuts is looking to transition to all cage-free eggs worldwide.
DETROIT (AP) - Families of at least 77 people killed in crashes caused by defective General Motors ignition switches will get compensation from the company.
DETROIT (AP) - Those pricey high-tech systems that automatically stop or slow your car if it's about to run into something are getting a lot cheaper.
NEW YORK (AP) - RadioShack creditor Salus says it won't improve its bid as it fights with another buyer for the electronics chain, hedge fund Standard General.
NASHVILLE, Tenn. (AP) - Healthways' board has decided against selling the company after reviewing its strategic options to boost shareholder value.
NEW YORK (AP) - Apple CEO Tim Cook said that so-called "religious objection" legislation being introduced in a number of states is dangerous and bad for business.
NEW YORK (AP) - Teva Pharmaceutical Industries Ltd. is buying Auspex Pharmaceuticals Inc. for about $3.2 billion in a move to strengthen its position on central nervous system condition treatments.
The Street: Do you want a $300 bonus from your bank - or even from another bank? Easy - just open up a checking account at the right time.

Only Dave Ramsey keeps his teeth in. Dave's done stupid with zeros on the end, and he wants you to learn from his mistakes. Read his column Tuesday, Thursday and Saturday on