Saturday, August 1, 2015

Personal Finance



 

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Ask Dave: What percentage of your total net worth should your personal residence be during retirement?
GOBankingRates: Before you start picking out your colors, flowers, cake and first-dance song, you and your fiance(e) need to talk about the most important detail of planning your wedding: the budget. The word alone might be making your stress level rise.
Ask Dave: My husband and I are both 50, and we make about $50,000 a year. We have a little bit of debt, and recently my mother-in-law moved in with us due to health issues. We’ve always gotten by, but now we’re struggling with the additional expense of having her with us. We love her, but we’re unsure what to do financially. Do you have any suggestions?
DETROIT (AP) - When a car dealer offers to loan you the money to buy a car at zero interest, it gets your attention. Yet that cheap money might not be the best deal you can get.
GOBankingRates: A good remodel should do more than increase the value of your home — it should increase the value of your life. But with the average new deck or bathroom remodel costing well over $10,000, controlling costs is essential to keep remodeling from becoming a financial nightmare.
Between now and the end of the year, Federal Reserve Chair Janet Yellen is probably going to raise interest rates, even just slightly. And that could jar both the stock and bond markets in the short term.
Donald Trump disclosed his financials last week, and Americans now know what the Republican presidential hopeful/celebrity mogul holds in his stock portfolios.
Ask Dave: I have two credit cards. One charges me an annual fee of $79 and the other a fee of $39. Should I cancel these and not worry about my credit score? I’d like to buy a house in the next two or three years.
WASHINGTON (AP) - The largest Florida corporate donor to a super political action committee backing former Gov. Jeb Bush's presidential run is NextEra Energy Inc., the company that owns electric utility giant Florida Power & Light.
WASHINGTON (AP) - Democratic presidential candidate Hillary Rodham Clinton and her husband, former President Bill Clinton, earned more than $139 million between 2007 and 2014, according to eight years of federal income tax returns released by her campaign on Friday.
NEW YORK (AP) - The federal government says health care facilities should stop using Hospira's Symbiq medication infusion pump because of its vulnerability to hacking.
MILWAUKEE (AP) - Jason Industries Inc. on Friday reported a loss of $1.6 million in its second quarter.
SAN FRANCISCO (AP) - Yahoo is buying style-tip specialist Polyvore in its latest attempt to become a more fashionable place to advertise.
NEW YORK (AP) - Stocks that moved substantially or traded heavily Friday on the New York Stock Exchange and the Nasdaq Stock Market:
Ask Dave: I have a relative who recently entered a rehab center to treat her drug addiction. I’ve been trying to help with things on the outside, and recently I discovered she has about $20,000 in debt. This is in addition to the rent owed on her apartment. I don’t have a lot of money, but do you think I should start trying to pay some of these bills for her?

Only Dave Ramsey keeps his teeth in. Dave's done stupid with zeros on the end, and he wants you to learn from his mistakes. Read his column Tuesday, Thursday and Saturday on Philly.com.