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A longtime Daily News Column, Harry writes on personal finance and takes reader questions.

 

Dear Harry: My wife and I hired a contractor to build a deck behind our house. We gave him a $4,100 as a down payment. He dug the footers the next week, and he never came back. We called, sent letters and went to his office, but we got nowhere. In desperation, we went to Small Claims Court. We were awarded a judgment for $4,100. He appealed the decision, and we won again in an arbitration hearing. How do we get our money? The arbitrator offered us zero help.
ADVICE FROM THE FOOL
I was born as a cooperative in 1921, dedicated to making butter from sweet cream and offering it in quarter-pound sticks, vs. the then-standard butter made from sour cream and sold in tubs. Today I'm a national, farmer-owned Fortune 500 company, with annu
THE MARKETS
Stocks skidded lower Thursday after a steeper-than-expected decline in existing home sales wiped away some of the market's optimism about upbeat earnings reports. The major indexes fell more than 1 percent, including the Dow Jones industrial average, which lost more than 250 points.
BUSINESS NEWS
Philadelphia Consolidated Holding, around since the '50s, is to be bought by Tokio Marine Holdings for $4.4 billion cash
James J. Maguire had his first success in insurance by using sign language to sell life insurance to deaf people in the late 1950s.
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Philadelphia Business Today, 7/24 - The Philadelphia Stock Exchange loses its Independence. And 2 million Americans get a raise today. Plus, workers compensation business doesn’t compensate a local company very well.
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SPORTS
Carlos Delgado hit a tiebreaking, two-run double in the eighth inning and Oliver Perez recorded 12 strikeouts as the Mets beat the Phillies, 3-1, to take over first place in the NL East.
HOME & DESIGN
Store owner Lisa Michaels offers a basic definition of shabby chic: "Essentially, it's worn but still good-looking furniture that's been cleaned up enough to bring home...The shabby chic color palate is...