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Thursday, September 2, 2010

Philadelphia remains low on Allstate's list of safe-driving cities

Allstate Insurance Co. has released its latest list of cities with the safest drivers.

At least, Philadelphia didn't rank last.

But as it has for the last couple of years, Philadelphia is mired in the bottom 10 cities on the Allstate America's Best Drivers Report.

The Northbrook, Ill. auto insurer examined its claims data to figure out the likelihood a driver would experience a vehicle crash compared with the national average.

A driver in Philadelphia 53.5 percent more likely to be involved in an accident compared with the national average. That placed the city at No. 187 out of the 193 cities studied. Allstate said the average number of years between accidents for Philadelphians is 6.5 years.

In last place was Washington, D.C., where a driver is 95.5 percent more likely to get into a car crach than the national average. Yikes.

Of course, Allstate wants to focus on the best drivers, so it crowned Fort Collins, Colo., as the city with America's safest drivers. Drivers there are 31.5 percent less likely to have their fenders bended. And the average number of years between accidents in Fort Collins is 14.5 years.

The report, published annually, reflects a weighted average of two year's worth of claims data. For 2010, the data used were from January 2007 to December 2008.
Posted by Mike Armstrong @ 12:39 PM  Permalink | File Under: Financial Services | 3 comments
Comments   
  • 0 like this / 0 don't   •   Posted 7:02 PM, 09/02/2010
    Yea! How big is Ft. Collins? 100,00 or 200,000 Wow!!!! Lets level the field and compare apples to apples.
    — phillytransplant
  • 0 like this / 0 don't   •   Posted 10:39 AM, 09/03/2010
    actuarial prestidigitation. population size & demographics (race, socio-economics) play a role - think red-lining. Low score on this list translates into higher rates for the area resulting in reduced coverage and exposure for Allstate. How much is related to traffic passing through whether commuters or tourists or intra/interstate commercial travel. How many of those fender benders were resolved by the other person's insurer paying back allstate (hit me, I may go to Allstate for collision coverage; insurer goes to the one who caused the damage and Allstate refunds the deductible). It's just Allstate whining and justifying a pending rate increase.
    — nebulus
  • 0 like this / 0 don't   •   Posted 2:08 PM, 09/03/2010
    perhaps if septa was more expansive then the numbers would go down, seeing as fewer people would need to drive.
    — nambtastic


3 comments
About Mike Armstrong
Mike Armstrong, a business editor and writer for nearly two decades, is the Inquirer's business columnist and PhillyInc blog editor. Contact Mike via e-mail or at 215-854-2980
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