If you're concerned about the slide in home prices, a new survey won't make you sleep better.

The Federal Reserve Bank of Philadelphia asked 50 professional forecasters for their projections for home prices. They don't see a rebound until 2010.

Now different forecasters use different measures of home prices. Those who rely on the S&P Case-Shiller Home Price Index said that measure would stop declining significantly in the second quarter of 2009.

Those who the house price indexes compiled by the Office of Federal Housing Enterprise Oversight are a little more optimistic, forecasting the end of the steep decline in the first quarter of 2009.

Case-Shiller collects data for 20 major metropolitan markets, but Philadelphia is not one of them. That's one reason why when new data from that index is released, I sleep just fine. Philadelphia real estate never got too hot, nor does it seem to be too cold in this housing slump.