Are we insured for meteors?

Reading of the apparent meteor strike whose impact shattered windows and blew in doors that injured hundreds in the tough Russia rust-belt city of Chelyabinsk, one of my editors wondered:

What if a meteor hit here? 
Would our property insurance cover the damage?

Direct damage due to falling objects would generally be covered in a commercial property insurance policy," Cole Henry, senior vice president of corporate underwriting for Tokio Marine's Philadelphia Insurance Companies, told me through spokesman Bill Procopio.

"Meteors would not be excluded.”

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