I’m traveling for the rest of the week, so postings will be light or non-existent. But not quite yet. This is an expanded version of my latest Sunday print column:
Perhaps you’ve long believed that extremist Islamic terrorism poses the greatest danger to America. Well, the Republicans wish to disabuse you of that notion.
House leader John Boehner declared the other day that health care reform is actually “the greatest threat to freedom that I’ve seen in the 19 years I’ve been in Washington” - an enlightening assertion, since I’d foolishly assumed that al Qaeda scored higher on the fright meter than the prospect of Americans getting the same health protections that are common everywhere else in the democratized world.
Worse yet, real health reform hinges on a proposal that Republicans call “a stunning assault on liberty.” They’re incensed about the so-called “individual mandate,” the idea that virtually all Americans should be required to carry health insurance. Republicans see this mandate as an unconstitutional curb on personal freedom, arguing in essence that Americans have the inalienable right to be uninsured; in the words of Senator Charles Grassley, “Individuals should maintain their freedom to choose heath care coverage, or not.”
Republicans often have been quite successful in political disputes when they invoke words like freedom and liberty, which pack an emotional wallop. But there is also something called the social compact, the notion that the American community is strengthened if everybody pitches in. That’s where the health care mandate comes in.
It’s simple, really: An effective, affordable insurance program spreads the risks. If only sick and high-risk people sign up for health insurance, coverage will be too costly for many purchasers. But if virtually all healthy people are compelled to sign up, premiums will be cheaper across the board and there will be more money in the till for the sick folks who truly need costly care.
What’s ironic is that many Republicans in the past have agreed with this inescapable logic. They were for the mandate before they were against it.
Earlier this year, Grassley told Fox News that there wasn’t “anything wrong” with a mandate. Just as motorists are required to carry auto insurance, he said, “the principle then ought to lie the same way for health insurance.” At least seven other Republican senators have spoken favorably of such a requirement (South Dakota’s John Thune: “There are good arguments on behalf of getting everybody into the pool”), and 2012 presidential candidate Mitt Romney made it a centerpiece of his health insurance overhaul in Massachussetts (the ex-Bay State governor wrote in Newsweek that when the uninsured show up for treatment at hospitals, “require them to either pay for their own care, or buy insurance”).
But Republicans, mindful of the need to placate the tea-baggers and right-wingers who equate health reform with various forms of totalitarianism, can ill afford to echo their previous statements. Nor they can afford to agree with their former Senate leader, Dr. Bill Frist, who has endorsed the mandate concept, arguing recently on the Fox Business Network that it’s “about the only way” to achieve reform, that Americans “should be responsible to paying for it” - and face federal penalties if they don’t.
The Democrats continue to tweak the proposed penalties, much to Boehner's chagrin. Last weekend, shortly before the House passed a health reform plan (thus becoming the first chamber to do so in the 60 years since Harry Truman put it on the agenda), the GOP leader delivered this statement on the floor:
“We have an individual mandate in this bill in front of us, that says every American is going to buy health insurance – whether you want to or not. And if you don’t want it, you’re going to pay a tax….Now, this is the most unconstitutional thing I’ve ever seen in my life!”
Translation: Even if President Obama ultimately signs a health reform law, the fight may well continue. The opposition could hire lawyers and ask the courts to throw it out.
Whether they would succeed is highly debatable. It’s true that the Congressional Research Service has looked at the constitutionality of a mandate and come up empty, saying only that “it is a novel issue whether Congress may…require an individual to purchase a good or service,” and calling it a “challenging question.” But Supreme Court rulings since the 1930s put the reformers on fairly solid ground.
When Boehner declared the mandate to be the most unconstitutional thing in his whole life, he was presumably referring to the Constitution’s commerce clause, which says that Congress has the power “to regulate commerce…among the several states” – in other words, economic issues – but certainly says nothing about requiring Americans to buy health insurance or any other product.
The problem for Republicans, however, is that the high court has long given the commerce clause an expansive reading, and allowed the feds to regulate all kinds of behavior.
To cite the most famous example, the landmark ’64 Civil Rights Act invoked the commerce clause in order to bar whites from discriminating against blacks, even though the core issue was not economic. The court was fine with that. The court has overturned only two commerce-clause laws since 1935, as even mandate opponents grudgingly acknowledge, which is why Obama spokesman Robert Gibbs was correct on Oct. 28 when he said, “I don’t believe there’s a lot of case law that would demonstrate the veracity” of the GOP’s position. (The high court nixed a federal law that curbed gun possession near schools, and a federal law making it easier for women to file gender-related claims. The court said that neither law had the remotest connection to national economic issues covered by the commerce clause.)
Health care, by contrast, is indisputably an economic issue. It would be tough for the Republicans’ lawyers to argue in court that an insurance mandate falls outside the commerce clause – given the reality that health care costs have a major impact on economic commerce. In fact, the Republicans themselves have repeatedly made that link, by complaining about how the Democrats are seeking to restructure “one sixth of the economy.”
The Republicans have also asserted that the proposed federal non-compliance penalty, which would target anybody who refuses to buy health insurance, is tantamount to a brand new tax. Maybe that’s a good political argument – a new Associated Press poll reports that 64 percent of Americans oppose an insurance mandate if a non-compliance penalty is attached – but it’s a lousy constitutional argument, because the high court has repeatedly upheld Congress’ broad taxing powers.
Nevertheless, this is potentially fertile rhetorical turf for the Republicans. If health reform is enacted and signed, they can stoke conservative base turnout for the ’10 congressional races by inveighing against the Democrats’ “unconstitutional” attempt to require health insurance and thus infringe on freedom and liberty. And even if reform fails, they can recount how the Democrats tried to pull an unconstitutional fast one. The mandate is hardly a threat akin to al Qaeda, and I doubt that even the tea-baggers think so. But there’s ample red meat in the argument that Americans resent being told what to do. Social compact notwithstanding.
I have health insurance right now but for about half my life I didn't have any because I could not afford the premiums. I couldn't afford it so I didn't have it. But now, my government will be forcing me to work to pay for something I no longer have any choice over. Sounds like slavery to me. Mark Glaeser
***Both the House and Senate bills will cost well over $1 trillion over the next ten years. The CBO scores the Senate bill at $829 billion and the House bill at $1.055 trillion, but only because of the most transparent budget gimmicks. The Senate Budget Committee puts the fully-implemented price tag at roughly $2.5 trillion for the first decade – demolishing the president’s promise that reforms would not cost more than $900 billion.*** http://www.foxnews.com/opinion/2009/11/13/douglas-holtz-eakin-paul-howard-pelosi-health-care-sink-economy/ NEPhilly
***The cost curve for spending gets bent…up. The CBO says spending in both bills rises at 8 percent annually as far as the eye can see and CMS actuary Richard Foster says that national health spending gets worse, not better. So much for the president’s repeated assurances that reform would slow the rate of health care inflation.*** Same article. NEPhilly
***New entitlements plus cost growth equals taxes, and debt, debt, debt. The CBO only scores the bills as reducing the deficit because Democrats pretend that Medicare docs will get slashed by over 20 percent in two years. Reality says Congress will borrow about $240 billion for the “doc fix”. Democrats pretend they will cut over $400 billion out of Medicare through more vigorous price controls – cuts that will never live to see the light of day. Get ready for a bubble in health entitlement debt.*** Again same article. NEPhilly
Mark, let's roll the clock back to the time when you didn't have health insurance and play out a scenario that plays out daily today, one in which an individual without health insurance requires the services of the health care industry. You trip, you fall, you break your leg in several places severing an artery along the way. No one's at fault, no one's to blame so you can't sue anyone which is what most people would try to do. You require an ambulance, emergency room visit, surgery, hospitalization and extensive rehabilitation probably costing in the neighborhood of $50,000 and believe me, I'm being WAY conservative on that figure. Oops... you don't have health insurance! Unless you can pay those costs out of pocket that means people like me that have health insurance are subsidizing your health care costs through our premiums. If you can't pay those costs they are passed along to people like me because SOMEONE has to pay those costs. You're "forcing me to work to pay for something I don't have any choice over" in your words. How about if you "choose" not to have health insurance then you "choose" to be turned away when you require health care that you can't afford out of pocket? If you'd rather McGyver your leg / artery with duct tape, chewing gum and a paper clip you have that choice and I'm good with that. Insurance, by definition, is about spreading the risk / costs, that's what actuarial science is about. The government has the right to "force" people to conform to standards that cost money. Think licensing and insurance for airline pilots and automobile drivers. Clearly, you can choose not to pay those costs but you forfeit the right to fly a plane or drive a car. Choose not to pay for health insurance and you forfeit the right to receive health care unless you can pay the costs out of pocket. Try tossing that idea against the wall, I can pretty much guarantee it ain't gonna to stick... WarrickSawyer
Hey Mark...why be forced to buy auto insurance then. And then when someone rear ends your car, you can just be like, "Oh well. They don't have insurance. Guess I'll just let my premiums go up to pay for the damages. That's fair since otherwise it would be slavery." Also, then why should people be forced to carry ID? Let's let all criminals not have to carry ID because otherwise it would be slavery. That way the police won't be able to run them for warrants or bring them in to check their fingerprints. HandNik
Please change the name of your commentary to "Even More from the Democrat's Side" so it will fit into the rest of this rag. mmds
Dick, now that Republicans believe " that extremist Islamic terrorism no longer poses the greatest danger to America," does that mean that the Democrats will do a 180 and pick up the mantra? Will AG Holder announce today,or tomorrow, that the Obama administration has changed its position and that KSM and his cohorts are, indeed "extremist Islamic terrorists" and will now be tried as enemy combatants in a military tribunal? Will our Army Chief of Staff, Gen. George Casey, be instructed to resume treating Muslims without the colored field glasses he was issued, recall the political correctness instructions given to his commanders and resume the business of killing the enemy? lefty
Or, we could just take the objections to being "forced" (slavery) to pay for anything we "no longer have any choice over," all services or benefits or publicly-funded enterprises (goodby, war) to their logical conclusion. And let's just make people pay for EVERY service they use, that way nobody ever has to pay for a benefit for someone else. No more schools, no more goverment pollution control of water or air or land, no more legal system, no more libraries, no more military-industrial complex, no more roads, no more public water, sewer, no more Medicare or Medicaid, no more Social Security.....everybody for themselves, that way it should be and we can just step over anybody homeless or starving or or injured or elderly or disabled or dying people on the street. They should have thought to plan for the future and take care of themselves. Think of all the money we can save. No, we shouldn't have to be concerned with the health & life of anybody except the unborn. They are the only living humans that are NOT disposable. No barbarian can match our selfishness. Simone
warwicksawyer, uncompensated care, which is what your scenario represents, accounts for only about 2% of healthcare spending annually. So, your scenario is a rare occurrence. Should we upend the entier system, one-sixth of our economy, for a mere 2% of uncompensated care? tom - wilmington, de
One of the more tiring comparisons, as used above by Warwicksawyer, is that the government has the right to make us buy health insurance since they make a person purchase auto insurance. The comparison does not work. First, a person only needs to buy auto insurance if they drive, and, in many states, only if they own a car. If my married living in NJ daughter drives my car, she is covered under my policy and would not need her own insurance. Second, you only need to purchase collision coverage if you have an outstanding loan on your car. Third, the liability portion of coverage does not cover you, but it covers the other person. So you are actually insuring damage done to the other driver, you are not insuring yourself. This is to protect the other driver as well as yourself from lawsuits. However, unless you want the PRIVILEGE of either driving or owning a care, you are not required to buy auto insurance. Would you be in favor of further spreading the risk by forcing EVERYONE to buy auto insurance? tom - wilmington, de
What makes this mandate to buy health insurance different from past Commerce Clause challenges is that never before in our history has the federal government mandated a citizen purchase something or else face fines and possible imprisonment. That is why there is limited case law on this subject. Since states regulate healthcare and health insurance, and since health insurers are forbidden from marketing across state lines, using the commerce clause may be a stretch, unless it is argued since you can see doctors from other states that constitutes interstate commerce. tom - wilmington, de
tom, in order to be consistent, you would have to believe that only people who wanted the privilege of having health insurance should have to pay for it, and you would have to support an enforcement mechanism to ensure that people who did not pay for health insurance could not receive it - i.e., death panels. No more subsidies for the cheaters and poor people, and a world very much like what Simone describes. Yersinia Pestis
Dick why do you call it health reform on what the Deomocrats are going to pass? It is going to be just one more BLOATED program run by the Federal government. You think we got budget deficits now. Wait until this bloated program (called health reform) gets started!! zjimmyjcb
Who said Progress was easy. We have heard these doomsday scenarios about how this or that would bring this country to calamity. Partisan Hypebole is a time-honored cottage industry in this country. Way back in the early 1960s Ronald Reagan famously predicted that the new Medicare program would mean socialized medicine and the end for Life in These Here Parts as we had known it. Reagan argued for the Slippery Slope -- that The Government would tell people when/where they could be treated and by whom and doctors would be told where they could practice ... yada-yada ... and soon they would tell your son where he could live and work and who he could marry. Doesn't that sound eerily similar to the Partisan Hyperbole we are inundated with 24-7 on every inch of the media landscape. But I digress .... Then 20 years later, Ronald Reagan as President refused to cut the Medicare Program. As the Chinese would say , We live in interesting & Ironic times. jimy_max
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